Affinity Plus Federal Credit Union

Affinity Plus Federal Credit Union is a not-for-profit financial cooperative based in Minnesota, founded in 1930 and headquartered in St. Paul. With approximately 29 branches and over $1.7 billion in assets, it serves more than 600,000 members, primarily in Minnesota. The credit union focuses on improving financial wellbeing and community support, emphasizing member benefits over profits. Affinity Plus offers a comprehensive range of financial products and services, including checking and savings accounts, consumer loans, mortgages, credit cards, investment accounts, and retirement accounts. It is committed to supporting its members through financial wellness programs and tools for credit building. The credit union has made significant strides in community impact, such as eliminating overdraft and nonsufficient funds fees in 2022, which resulted in substantial savings for low-income members. Membership eligibility is broad, encompassing state employees, students and alumni of Minnesota colleges, and residents in specific areas. Affinity Plus is federally insured by the NCUA, ensuring member deposits are protected.